@judd Thanks for the advice Joda. I was just thinking that before I install something, I want to know how to get out of a fix before I run into trouble.
You guys have answered my questions beautifully and led me to Linux enlightenment!
My insight is, just use Debian Stable and if you run into some minor trouble those Debian forum guys will help you even if they get a bit sarcastic. They are as stable as the OS they use.